Save today.
Secure tomorrow.
NestSure is Nigeria's most trusted Personal Pension Plan — built for formal workers, traders, artisans, and every Nigerian who deserves a dignified retirement. Verified with BVN and NIN, routed through a licensed PFA, and guarded by the same rails the banks use.
- Contribution · NIPApr 22+₦25,000
- Auto-debit · MonthlyApr 15+₦15,000
- PFA interest creditApr 01+₦2,847
Every naira and kobo accounted for.
NestSure is not another wallet. It's a Personal Pension Plan with the full weight of PenCom, CBN and the Pension Reform Act 2014 behind every transaction.
Nurture your savings
Voluntary contributions from any bank, card, USSD or POS — treated with the same care whether you're a salary earner or a trader in Onitsha market.
Grow steadily
Funds are managed by a licensed Pension Fund Administrator and held in your Retirement Savings Account, compounding under PenCom-approved rules.
Secure your future
BVN + NIN verified at registration via NIBSS and NIMC. No anonymous accounts. AES-256 encryption end-to-end. NDPR and AML/CFT compliant.
Peace of mind for life
One RSA per Nigerian, one PFA per user, a 50/50 split enforced by the system. When you're 50+, withdraw as a lump sum or programmed payout.
Four steps. One secured retirement.
Whether you're a civil servant in Abuja, a tailor in Aba, or a trader in Kano, getting onto NestSure takes minutes, not months.
- 01
Register & verify
Enter your BVN and NIN once. We validate with NIBSS and NIMC in real time — no paperwork, no queues, no anonymous accounts.
- 02
Choose your PFA
Pick one licensed Pension Fund Administrator. Your RSA is created with a unique PEN number and permanently linked to that PFA.
- 03
Contribute freely
Bank transfer, auto-debit, card, USSD or POS agent. Any amount, any day. Every naira gets the 50/50 split automatically.
- 04
Watch it grow
Track your balance live, download PDF statements, get instant receipts, and know exactly where every contribution is.
The 50/50 rule that protects your retirement.
Every contribution is split automatically before it ever reaches your PFA — half for short-term life events, half locked away for the retirement you've earned. It cannot be overridden by you, by an admin, by anyone.
- 3 mo.
- First withdrawal window
- 2 mo.
- Cooldown between requests
- Age 50+
- Retirement pot unlocks
Accessible after 3 months from your first contribution. Withdraw to your BVN-linked bank in 24 hours. 2-month cooldown between requests.
Locked until age 50. Then choose lump sum or programmed withdrawal via your PFA. Age gate is verified by NIN/BVN — not user-declared.
Save. Invest. Withdraw.
Three simple verbs, one regulated pension. No speculation. No surprises. Just the future you're paying for, showing up on time.
Save
Set up once, contribute forever. Bank transfer, auto-debit standing order, card, USSD and POS agent — all on CBN-approved rails.
Invest
Funds flow to your Retirement Savings Account managed by a licensed PFA. Compounding quietly, auditable line by line.
Withdraw
After 3 months, access half your RSA whenever life happens. Paid to your BVN-linked bank account in 24 hours. No cash, no queues.
Built to the letter of the law.
NestSure operates strictly within the Pension Reform Act 2014, PenCom Personal Pension Plan Guidelines, CBN payment circulars, NDPR, and AML/CFT rules. If a rule exists, our platform enforces it — not requests it.
- PenCom Personal Pension Plan licensed
- CBN-licensed payment processor
- NDPR data processing agreement
- AML / CFT monitoring active
- Role-based access (5 tiers)
- 24hr withdrawal SLA tracking
BVN + NIN validated in real time
Every user is verified against NIBSS (BVN) and NIMC (NIN). No anonymous accounts, ever — an AML/CFT requirement.
One RSA per Nigerian — system enforced
Duplicate RSA check runs on every enrollment. Cannot be bypassed by any user or admin action.
AES-256 at rest · TLS 1.3 in transit
BVN and NIN are stored with irreversible one-way encryption. Card data never touches our servers.
Immutable audit logs on every action
Append-only records, never modified or deleted. NDPR-compliant storage and access controls.
CBN-approved payment rails only
Bank transfer (NIPS/NIP), card, USSD, POS agent. Funds always route to your licensed PFA — wallet never acts as savings.
No P2P wallet transfers · No cash-out
Your RSA cannot be gifted, lent, or sent to another user. Withdrawals go to your BVN-verified bank account only.
Get early access to NestSure.
Reserve your spot. We'll email you the moment the platform goes live, along with an early-adopter perk or two.
Your data is protected by NDPR and handled only to contact you about NestSure. No spam, ever.